Medicare is a federal health insurance program designed to provide coverage to Americans who are 65 or older, as well as certain younger people with disabilities. There are different types of Medicare insurance plans available, each designed to meet the unique healthcare needs of beneficiaries. This article will discuss the different types of Medicare insurance plans and the coverage they offer.
Original Medicare
Original Medicare, also known as Medicare Part A and Part B, is the most basic form of Medicare insurance.
Read More
If you're new to the world of Medicare, you may be wondering who exactly a Medicare insurance broker is and how they can help you. A Medicare insurance broker is an independent agent who can provide information on different types of health insurance plans and help you choose the plan that best fits your needs.
Here are some important questions to ask a Medicare insurance broker if you need more information.
Read More
It's no secret that health insurance is complicated. Even people who have had health insurance for decades may have questions about how to use it. If you don't understand your insurance plan, that makes it harder to maximize your benefits.
Do you want to make sure that you're getting the most out of your policy? These tips will help you know how to make the most out of your plan.
Read More
If you buy your own health insurance, you may be able to lower your premiums with a high-deductible plan. These individual health insurance plans have some advantages but aren't for everyone. You may be better off paying a higher premium with a lower deductible plan. Keep reading to learn more about high-deductible health insurance plans and their advantages and disadvantages.
What Is a High-Deductible Health Insurance Plan?
A deductible is an amount you need to pay before you receive any services (except for some preventative services).
Read More
If you've become eligible to receive Medicare, one choice that you need to make is if you want to purchase Medicare supplement insurance. Here are a few common reasons why people choose to add on to their existing coverage when they are covered by Medicare
Coverage Gaps
While Medicare itself is free for those that are eligible, it does not cover everything that a typical insurance plan does cover. These are known as coverage gaps, and they can come in the form of services that must be paid completely out of your own pocket, high deductible, high coinsurance, and high copays.
Read More